The Right Type of Life Insurance

Life insurance (as it should be, though), is now a moot point. It seems that many different types of life out there, but really just two types. Life insurance and whole life (cash value) insurance. The concept of a pure insurance insurance. It is protected by a particular time. Life insurance customer is known to the monetary value of the invoice. Consumer Reports recommends the duration of the insurance cheaper option, and briefly. But life insurance is more common in today's society. How to buy?We talked about the purpose of life. You have the right to science, then everything will fall into place. The cause of the life insurance like any other insurance. "The loss of security." Passenger car accident insurance or other offers. In other words, they have the security situation on the ground is likely to hurt themselves because. Homeowners insurance is a waste of your home or your insurance. So what insurance to buy a new home is likely a paid position.Term life insurance is the same. This will ensure that the lives. Do you have a family, through the purchase of life insurance if something happens to you, your family income triggers so that after his death, so that he can not save. Life insurance that you or your heirs rich and gives them a reason to kill him. Life on board is working (or not) the pension! If you die, then life insurance to replace your income. But the poor can we expect, and we can sell all kinds of other things to believe.How much life insurance work?Instead, it's a very simple explanation of what happens in politics is very difficult. Fact, because otherwise all day light. This is an example. This Assume that 31-year-old. 20 years of approximately US $ 200,000 to the $ 20 / month with a typical life insurance. Well, if you buy a $ 200,000 life insurance policy ... it is spending $ 100 / month. So instead of the most expensive (at current prices) will be charged $ 20, placed in a savings account, which is $ 80thNow, $ 80, and continues to be accumulated in a special account. We want to be a part of the money in your account as usual, you borrow from your account and pay interest. Well ... the money from the bank, go to your bank account. Months on, say, $ 80, and I, including securities and money interests, need to borrow, and will probably continue to say that other clear head. But somehow come to ensure you have a goodMost people do not know that the money is borrowed. "Average" (The Matrix insurance), or barely evident. The companies that paid for it, then turn around and allow the rich to give them money, and a lot more interesting to know! This loan is another example, but this is totally different sermon.Deal or deal titleWriting in the figure above. (20-year, $ 20.2 million $ / month), while (in good condition) that, assuming 31,000 years. If they are $ 20 / month or $ 240 payments on time. You take that and multiply it by 20, then $ 4,800, including $ 4,800 paid to each of the length of the sequence. Thousands of people buy these rules, you will have to pay a high price to 4.8 million. Insurance dead is estimated about 20 healthy individuals (31 years and 51 years). So far, 20 people, the company will pay a 20 x $ 200,000 $ 4,000,000 $ 800,000 profit for the company $ 4,800,000 $ 4,000,000 will be paid.This will clear the course an oversimplification, as many political (pay death fall) and a certain bond, interest in the collection, but the idea that everything is working well.Second, look at the whole life insurance. 31,000 years (in good condition), the political ($ 200,000 and US $ 100 / month), assuming the purchase. People month / $ 100 will be paid. People 75 and the average pay rates for 44 years, will be held on average $ 200 lifetime home (s) for about $ 1 multiplication and reached $ 1.200 $ 52.800. So people have to pay R $ 52,800 in life insurance. Thousands of people buy these policies pay the amount of deposit 52.8 million. If you buy a life insurance policy, the insurance company to calculate the likelihood that they will die. What is the probability; 100% of everything (until death do us part) life! If any insurance policy, the insurance 1,000 x $ 200,000 = $ 2,000,000,000) and is available on the right, that is, two million?Ladies and gentlemen, the company's two billion US, knows 52,800,000! Now, in the above example, because the policy is easier to source. People can not afford to, because, in fact, life insurance can be confusing, because I hope that my point. This nuclear. 31-year-old man $ 52,800 and $ 200,000 to buy a cheaper policy? There is no such thing as a free lunch. $ 147.200 as the company's policy only Weasel! Wages, insurance, advertising costs, for the construction of 30-storey ... etc (all of life insurance policy requires the Commission) etc .. not to mention his nameVariable universal life insurance and capital, and it was best to retire him. You rule of law and the rule of the rich to pay $ 52,800 and $ 200,000 to pay for the workers and the return of the death and the money? It must be false.Well, how to fly? Perhaps the first five years of the policy (see rule should be), not to create monetary value. (The majority of consumers do not know how to invest, simple) perhaps a return value. My article, Article 72, of course, is money, you lose invested millions of others! It costs $ 52.800 you see, but how much you lose if you invest in yourself think! The best agents say that no matter what the company plans to invest the money that is made! If only one or the other, you have to go bankrupt!Canto life insurance do you need?I called a declaration of commitment to reduce, and perhaps this question is answered. I have to say, and leave his wife, a wife and a child. Like most people, when they are young and poor, and buy a new car and a new home. Well, here is the child, and the claim that the door of the bird! If anyone in this case the benefit of other people and children can be devastating. It's a way of life. But what is happening here. You and your spouse to pay the debt. If the child is older and less dependent on you. You can create wealth. Imagine your own home, I'm talking about real estate lies this note (only had a credit card)Finally, there is the case. Baby at home, and that's it. You can not do anything. After the most money and men, living and find the money to honor the dead, because of the new opportunities in the industry, which is now several thousand dollars (enough money to pay for a funeral so) are used for work and personal life. So ... at this point, are you sure? This is nothing! Why life (death) do not buy insurance? Get 179 years old, is the son of a minimum hair / Payment ridicule.In fact, significantly reducing the need for insurance of life, or we would quickly at first, to gather wealth and I do not know if it was removed quickly, because. But I think it's almost impossible for many middle-class materialism Nut Company understands that. But apart from that of the board.Insurance ConfusionNew application is very light, but very deep. Life and death in the antipodes. Why do I say this? If you live in retirement to collect enough money to invest. If you die before you retire, if the purpose of insurance to protect your family and loved ones. To make this work in two completely opposite to each other! "Mean" is so dense life insurance sold their house and change your life with this red pill, as you said, that retirement can help:"If it works, that if there is more security, on the other hand I am open later in life because they are likely, so it's a good plan?"Well, if you read the insurance agent who he / she can be confusing. This, of course, it's difficult because all at once, or to understand the rules of the sale.Norman Dacey's book is better: "What happens in life," he said,"No one purpose of education or retirement, you can not deny the idea of ​​protection for your family, but at the same time the fund accumulates. But I try to do the same insurance policy is an important task."So if I can do it as life-changing and universal life, life as many new possibilities for all kinds of bells and whistles (this is typical of the political scene as a whole is better than the original), despite Always Ask red seeds ! If you buy insurance, buy insurance! If you invest, invest. It's very simple. It is enough and it is based in order to buy a loose equity investing on the assumption that the insurance agent, do not let all political life.If you are afraid to invest money because they do not know how that memory! This may take some time, but you can buy (many) give the money to someone who is better. You invest and work together to provide customers with all the benefits of paying customers may be useful for a company?Then one of the elders, "and how many cases have known." Yes, the price is higher. Secure Development (75-100) policy of the long-term cost, but you must understand that if you buy life insurance (which is still ongoing, though), the more money you win. This is another reason why the smart money and cheated. Buy, do not mix in politics.How to buy?Face Value of income, usually 8-10-year-old title is not recommended. Why so many? Here it is. Report website $ 50,000 a year. If you ignore it, you can scratch the game and paid ($ 40,000 annually) reached 10 percent, $ 500,000 ($ 50,000 x 10) and base You can take your family. Well, what you want to change your income.This is another reason why the poor living conditions. Super high-value determined by the need to try to cover the amount impossible. The concept of insurance is cheaper. Add this great shot, do not let them afraid expenses. You play a lot, and it would be better if you take care of the family, I'm sure, if there is no security at all. Buy what you can control. Action can not control.